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An explicit bailout of all banks is dead. Long live the implicit bailout of Big Banks?

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Tonight at midnight, a bank bailout program will die, despite the lobbying of the American Bankers Association and the community bank lobby. How could this happen in our special-interest-dominated Congress? C redit unions and mutual funds lobbied to kill the subsidy , called the Transaction Account Guarantee, or TAG During my reporting on this column, I figured out another factor: the big...