The Franciscan University of Steubenville, a small but well-known Catholic college in eastern Ohio, has its own answer to Obamacare. It is cancelling its student health insurance policy in order to avoid complications from the Obama administration's mandate to cover contraception, sterilizations, and abortifacient drugs.
The school notes on its website that even if it had kept its insurance policy available to students, Obamacare's other requirements would have caused students' premiums to double. The school will continue to provide cheap basic medical care for students at the low cost of $5 per visit, but they are on their own for more expensive treatments.
Campus health insurance policy
The Obama Administration has mandated that all health insurance plans must cover “women’s health services” including contraception, sterilization, and abortion-causing medications as part of the Patient Protection and Affordable Care Act (PPACA). Up to this time, Franciscan University has specifically excluded these services and products from its student health insurance policy, and we will not participate in a plan that requires us to violate the consistent teachings of the Catholic Church on the sacredness of human life.
Additionally, the PPACA increased the mandated maximum coverage amount for student policies to $100,000 for the 2012-13 school year, which would effectively double your premium cost for the policy in fall 2012, with the expectation of further increases in the future.
Due to these changes in regulation by the federal government, beginning with the 2012-13 school year, the University 1) will no longer require that all full-time undergraduate students carry health insurance, 2) will no longer offer a student health insurance plan, and 3) will no longer bill those not covered under a parent/guardian plan or personal plan for student health insurance. The current student health insurance plan will expire on August 15, 2012.
We encourage you to decide how you are going to provide for accidents or illnesses requiring visits to physicians, health clinics, or the hospital emergency room while you are a student here. As always, our Health Center on campus will be staffed by a certified nurse practitioner Monday – Friday during normal business hours. No insurance is necessary to receive basic health-related services at the Health Center, and the visits cost only $5 at the time of service. However, if you are referred off campus for further lab testing, physician specialists, X-rays, etc., you will be responsible to pay for those services.
