In this Oct. 6, 2012, photo, a Citibank logo is shown in the window of one of the bank's offices in New York. Citigroup reported earnings Monday, Oct. 15, 2012, that beat analysts' expectations, after stripping out one-time items like a big write-down it had to take because it got less money than it had hoped when it negotiated to sell its stake in its retail brokerage. (AP Photo/Mark Lennihan)
