FILE - This Oct. 13, 2011 file photo, shows a Citibank branch in New York. Citigroup reported earnings Monday, Oct. 15, 2012, that beat analysts' expectations, after stripping out one-time items like a big write-down it had to take because it got less money than it had hoped when it negotiated to sell its stake in its retail brokerage. (AP Photo/Mark Lennihan, File)
