FILE - In this Monday, June 15, 2009, file photo, Vikram S. Pandit, CEO of Citigroup is seen at the National Summit in Detroit. Pandit abruptly severed his ties with Citigroup on Tuesday, Oct. 16, 2012, stepping down as CEO and a director, after steering the bank through the 2008 financial crisis and the choppy years that followed. (AP Photo/Carlos Osorio, File)
