FILE - In this Monday Jan. 28, 2013 file photo two people use an ATM machine at an SNS bank in Amsterdam, Netherlands. The Dutch Finance Minister Jeroen Dijsselbloem nationalized the long-suffering bank and insurance company SNS Reaal NV on Friday, Feb. 1, 2013, to prevent a disorderly bankruptcy and will spend 3.7 billion euro ($5 billion) to recapitalize it. SNS is the Netherlands fourth-largest bank, with around 10 percent of retail deposits. SNS will continue operations as normal, Dijsselbloem said at a press conference, and depositors won't lose their money. (AP Photo/Peter Dejong, File)
