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Hobby Lobby debate exposes flaws with employer-based health insurance

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Despite the controversy it has generated, the U.S. Supreme Court ruling in the Hobby Lobby case was rather straightforward. The Religious Freedom Restoration Act, passed nearly unanimously in 1993 by a Democratic-controlled U.S. Congress and signed into law by President Clinton, set up certain tests to ensure that federal policies do not overly burden the free exercise of religion. And the...

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