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Housing stakeholders see few surprises in new mortgage rules

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The Consumer Financial Protection Bureau's long-awaited definition of a Qualified Mortgage and its Ability to Repay rule, released earlier this month, was greeted with sighs of relief from housing market stakeholders. Required by the Dodd-Frank financial reform law, a Qualified Mortgage generally is a loan that a creditor says a homeowner is able to repay, based on his or her financial status....

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