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MANHATTAN MOMENT: Dodd-Frank, meet Warren and Vitter

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In July 2010, President Obama signed the Dodd-Frank financial-reform bill. Thanks to the law, "no firm is ... protected because it is 'too big to fail,'" the chief executive said. Three years later, nobody — including the regulators who are supposed to implement it — knows quite what Dodd-Frank does. Now, Obama faces pressure from left and right to fix his financial fix. And in 2016...