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Meghan Cox Gurdon: Clawing back cash from the kids on an iPhone ledger

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"I left my wallet upstairs. Do you mind if I borrow some cash?" The children and I were standing just inside the front door, getting our things together in preparation for a pre-Christmas shopping trip. "Sure, just let me ... " I typed something into my phone and pressed send. "OK, got it," I said, and handed the boy a twenty. He went out to the car. Two daughters were still...