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January 29, 2014 AT 9:40 AM
President Barack Obama's renewed pitch for legislation to wind down mortgage-finance giants Fannie Mae and Freddie Mac is unlikely to break a political log-jam that threatens to put the goal out of reach - at least while he's in office. Obama made the case in his State of the Union address on Tuesday for reforms that would make the mortgage market rely less on the government, but many in Congress fear revamping the decades old system could undermine access to the long-term, fixed-rate loans that are a cornerstone of the housing sector.