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April 08, 2014 AT 12:58 PM
Regulators are acting to require U.S. banks to build a sturdier financial base to lessen the risk that they could collapse and cause a global meltdown. The eight biggest U.S. banks will have to meet stricter measures for holding capital under a rule being adopted by regulators Tuesday. The Federal Reserve, the Federal Deposit Insurance Corp. and a Treasury Department agency are voting to require those banks to raise their minimum ratio of capital to loans from 3 percent to 5 percent.