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February 18, 2014 AT 12:51 PM
The greatest signifier of adulthood, for many, is the owning of one's own living space. In the years prior to 2008, sub-prime and variable-rate mortgages enchanted many with their offers of capital-free home ownership... and then brought down the entire economy. The idea that a mortgage payment represents personal stability and achievement, however, is still around, and the tempting-if-improbable financial structures that allowed nearly anybody to get on the hook for one are slowly returning. We don't think homeownership is a bad idea in and of itself, but given our penchant for following jobs across the country, and considering the very real possibility that we are again in a real-estate bubble, tying oneself to a specific piece of property might not be the paragon of personal responsibility that we have long assumed it to be.