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Think Tank Takes: Student loan program's costs are unknown

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The Congressional Budget Office has applied a risk-appropriate discount rate to student loans based on what private lenders would offer for a similar level of risk. In contrast to the government's current accounting practices, which show student loans making a "profit" for the government of 9 percent, the CBO's alternate -- but more accurate -- analysis found that between 2010 and 2020 the...

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